Southard, Beckham, Atwater & Berry, CPA, PS-

Tools to help keep you on track for a secure future

Here's a library of financial calculators to help you start planning your financial future—from forecasting your retirement options or child's college fund to estate planning and mortgage refinancing.

Interactive calculations, dynamic graphs, and fully customizable reports are just a few of the features our calculators employ to support thorough financial planning and a sound decision-making process. Though not a substitute for advice and information provided by a qualified professional, our calculators offer a good starting point on the road to a secure future.

Loan Amortization Calculator	Use this calculator to calculate a loan amount based on your desired monthly payment or to calculate a monthly payment based on a loan amount.
Retirement Income Planner	Use this calculator to evaluate your retirement income plan.
Social Security Calculator	Estimate your Social Security benefits using the Social Security Administration's Quick Calculator.
Regular IRA vs. Roth IRA - Annual Contribution	Use this calculator to determine whether a regular IRA or a Roth IRA is right for you.
Buying vs. Leasing - Auto	Use this calculator to determine if you should lease or buy your next vehicle.
Children's Education Savings	Use this calculator to evaluate and determine if you need to make changes to your college savings plan.
Investment Needed to Achieve Goal	Use this calculator to determine the investment needed to achieve your goal.
Years to Become a Millionaire	This calculator computes the number of years it will take for an initial investment along with monthly contributions to accumulate to $1 million.
Minimum IRA Distribution	Use this calculator to determine the amount that the federal government requires you to withdraw annually from your IRA.
IRA Distribution Before Age 59 1/2 Calculator	This calculator computes exceptions from the penalty for early distribution (before age 59 1/2) from an IRA.